Attention homeowners in St Petersburg and Pinellas County: Get an Appraisal today!

See the top reasons FL homeowners hire Molly Sobek:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge property tax assessments
Remove PMI to lower their mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If property needs to be divided because of a divorce
To settle an estate in FL by determining the true market value of real estate in question

Do you own a home in or near St Petersburg? Do you need help determining the value of your real estate?
Contact Molly Sobek.

We at Molly Sobek understand the individual needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.

Need to remove PMI?

An attractive way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Molly Sobek, we're experts in helping folks just like you delete undesirable PMI insurance.

Challenge property tax assessments

Lets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. A professional appraisal from Molly Sobek is your perfect weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint. Molly Sobek can help you reinstate your home equity line of credit with an expert appraisal.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for accuracy, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.